In Debt

Right out of college and life is great! No more homework. No more tests. But wait, what’s this?! Debt.

If you took out student loans to get through college, chances are, about the time you graduate, you are given a link to an online activity. It helps you learn about your loan options and helps you add up how much you owe. This usually happens about the time you graduate.

I’ve always felt that education is something worth investing in, and I always felt hopeful in regards to my finances. But then, I really looked at my options, how much I owed, and realized how hard it is to get a job. On top of this, what about rent? Phone service? Internet? Water? Electricity? Food? Medical insurance? What about my dream of getting a PHD? My family?

Life got real. For a bit, my mind went south. Brought on by fear, negativity began to set in. Many worries and doubts spread poison into my head.

I need to get a job. I need to get a job. I need to get a job worth my degree. I can’t settle for less.

Then my dear cousin talked to me. He saw how worried and desperate I felt. He reminded me that I can do it. If I set my mind to it, I can do it. He said that my bigger problem now is my fear.

I mean, it’s like driving. You can handle all types of situations better if you stay calm and act accordingly. It also helps to have a good support network to help you see clearly through times of stress.

Comments? Questions? Contact Jenesis at: Dear_Jenesis@netsafeid.com